Richard Joines
Richard Joines is a registered investment advisor at Fsr Wealth Management, LLC, based in Bellingham, WA, with 24 years of industry experience. Richard operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Business Owners, High Net Worth, Investment Management, Retirement Planning. Their firm serves 91 clients with $35M in assets under management.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Assets Under Management
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $200K | 1.65% |
| $200K - $1.0M | 1.10% |
| $1.0M - $2.5M | 0.82% |
| $2.5M - $5.0M | 0.55% |
| $5M+ | 0.28% |
The annual fee is negotiable on large client deposits or in special circumstances. Client relationships may exist where the fees are higher or lower than the fee schedule above.
Fee Estimator
Location
Bellingham, WA
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Regulatory History
No disclosures, customer disputes, or regulatory actions on file.
Disclosures include customer complaints, regulatory actions, and other events that advisors must report to the SEC. A clean record means none have been reported.
Learn about disclosures →Other Business ActivitiesSells Insurance
Richard is licensed with the Washington State Office of the Insurance Commissioner to sell life, disability, and variable line insurance. This activity is insurance-related.
Employment History
Current Registrations
Fsr Wealth Management, LLC
Previous Registrations
Bay City Financial Services INC
Wachovia Securities, INC.
State Registrations1 state
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.