Total Investment Management (TIM) offers financial planning and investment management services. They manage investments through different levels of service: TIM Basic, TIM Portfolio, and TIM Premier. TIM Basic manages employer-sponsored retirement plans. TIM Portfolio is a more comprehensive investment management program. TIM Premier offers a robust wealth management platform that includes financial planning, insurance needs analysis, tax preparation, estate planning consultation, and social security optimization services.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $250K | Included |
| $250K - $1.0M | 1.00% |
| $1.0M - $2.0M | 0.75% |
| $2M+ | 0.50% |
TIM Portfolio clients pay 0.25% annually. TIM Basic clients pay a fixed annual fee. TIM aggregates household accounts to determine the lowest percentage if all accounts are managed as one relationship. The schedule above is for TIM Premier clients.