Valley National Advisers manages investment portfolios and offers financial planning services. They use software like Morningstar and Tamarac for asset allocation. Financial planning covers assets, liabilities, taxes, goals, retirement, estate, and risk. They may recommend affiliated professionals for legal, tax, or insurance needs, but clients aren't obligated to use them. They also offer advice on private investment funds and may use independent managers.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 1.00% |
| $1.0M - $2.0M | 0.85% |
| $2.0M - $5.0M | 0.75% |
| $5.0M - $10.0M | 0.55% |
| $10M+ | 0.40% |
Fees are negotiable. VNA receives an admin/service annual fee of 0.10% of the value of the Client’s Flourish Cash account if a client participates in the cash management program from Flourish. This fee is deducted from the Client’s overall APY. This fee is not negotiable. This account is separate from VNA’s portfolio management fee.