Retirement Capital Strategies (RCS) provides financial and retirement planning and investment management services to individuals and high-net-worth clients. RCS focuses on passive investing, mainly using exchange-traded funds (ETFs). Depending on a client's goals, RCS may also recommend mutual funds, stocks, bonds, and other investments. RCS offers both comprehensive financial plans and more focused consultations. Investment management is provided on a discretionary basis, using model portfolios customized to the client's risk tolerance and goals.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $250K | 1.75% |
| $250K - $500K | 1.50% |
| $500K - $750K | 1.25% |
| $750K - $1000K | 1.15% |
| $1.0M - $2.0M | 1.00% |
| $2.0M - $5.0M | 0.85% |
| $5.0M - $10.0M | 0.70% |
| $10M+ | 0.55% |
RCS may reduce or waive fees for family and friends, or in other situations deemed appropriate by the CEO. RCS will "Household" accounts to combine assets under management, which could lower the management fee assessed.