Texas Capital Bank Private Wealth Advisors provides comprehensive wealth management services, including financial planning, wealth strategy, family governance consultation, portfolio management, and non-discretionary federal retirement plan consulting. The firm works primarily with high-net-worth individuals, families, trusts, foundations, endowments, and businesses. At the start of a relationship, Texas Capital Bank Private Wealth Advisors develops an understanding of the client's financial circumstances, risk tolerance, and goals through a financial plan. Portfolios are constructed using mutual funds, exchange-traded funds, structured notes, and outside managers through sub-advisory arrangements. The firm manages assets on a discretionary basis, meaning they make trades without asking first, though non-discretionary accounts are available as an accommodation. Texas Capital Bank Private Wealth Advisors emphasizes a disciplined investment process called the 'Four Rs' methodology, focusing on risk tolerance, expected returns, ranked indicators, and ongoing review. The firm also offers specialized strategies such as an enhanced dividend growth strategy using covered calls, customized municipal bond strategies, and sector rotation strategies.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 1.25% |
| $1.0M - $5.0M | 1.00% |
| $5.0M - $10.0M | 0.60% |
| $10.0M - $20.0M | 0.50% |
| $20M+ | 0.50% |
Fees are negotiable for accounts over $20,000,000. Fixed income strategies have a separate fee schedule ranging from 0.60% down to 0.45%.