Valor Investments and Planning provides investment advisory services, including portfolio management and financial planning. They work with clients to identify financial goals and create a portfolio allocation. Valor typically allocates assets to third-party managers, but may also create portfolios of individual stocks, bonds, ETFs, and mutual funds. They also offer financial planning services tailored to the client's needs, including retirement planning, insurance review, and estate planning.
Fee Structure
Valor Investments and Planning's fees for managing your investments depend on the custodian and third-party manager selected. Total fees will not exceed 1.70% to 1.85% of your portfolio. Valor also charges a Platform Reporting & Administrative Fee of up to $150 per account, per year.
For accounts held at Schwab (or other agreed custodians):
- Fees are tiered and include Valor's advisory fee (up to 1.0%), a third-party manager fee (up to 0.45%), and a third-party platform fee (up to 0.25%).
For accounts held at AssetMark:
- Fees are tiered and include AssetMark's Platform Fee (0.10% to 0.25%), Valor's advisory fee (up to 1.0%), and a program fee (up to 0.60%).
AssetMark charges a minimum Platform Fee of $350 per year or $87.50 per quarter for mutual fund and ETF solutions.