Dharam Kalra
Dharam Kalra is a CFP, ChFC-designated registered investment advisor at Royal Fund Management, LLC, based in Laguna Hill, CA, with 15 years of industry experience. Dharam operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Estate Planning, Financial Planning & Coaching, High Net Worth, Insurance Planning, and 3 more. Their firm serves 4,966 clients with $1.6B in assets under management.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Assets Under Management
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $100K | 2.00% |
| $100K - $1.0M | 1.50% |
| $1M+ | 1.25% |
Certain existing clients may be billed under a different fee schedule. An additional 0.25% is charged for the Dividend Enhancement Overlay Strategy. Accounts managed with option strategies have a different fee schedule: $100,000 - $250,000: 2.00%, $250,001 - $500,000: 1.75%, $500,001 and Above: 1.50%. Fees are negotiable.
Fee Estimator
Location
24031 El Toro Rd., Suite 320, Laguna Hill, CA, 92653
Get directionsHistory
Regulatory History
No disclosures, customer disputes, or regulatory actions on file.
Disclosures include customer complaints, regulatory actions, and other events that advisors must report to the SEC. A clean record means none have been reported.
Learn about disclosures →Other Business ActivitiesSells Insurance
Dharam is the president of Signature America Financial & Insurance Solutions, Inc., where he promotes and markets life, health, and fixed annuities, taking nearly full-time. He also owns several other businesses, including website design and marketing, tax preparation, and estate plan coordination.
Employment History
Current Registrations
Royal Fund Management, LLC
Previous Registrations
Qa3 Financial LLC
State Registrations1 state
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