Real fees from SEC filings. 400,000+ advisors.
Every advisor is required to file their fee schedule with the SEC. We read those filings so you don't have to. Enter a name and see what they charge.
“Fee-only” means your advisor doesn't earn commissions. It doesn't say anything about how much they charge. A 1% annual fee sounds small. It isn't.
That's before compounding. Some fee-only advisors charge 3–4x more than others for the same type of service.
Some advisors don't charge a fee directly. Instead, they earn commissions when they sell you certain products — mutual funds, annuities, insurance policies. That may sound like a better deal. It usually isn't.
Commissions are embedded in the products they sell you. You won't see a line item on your statement, but the money still comes out of your returns.
A commission-based advisor earns more when they recommend expensive products — whether or not those products are the best fit for your situation.
Between fund expense ratios, surrender charges, and upfront loads, commission-based arrangements frequently cost more than a transparent advisory fee.
Advisors are required to disclose their fee schedules to the SEC. We source from those filings directly — the same data regulators see.
On most sites, advisors pay to hide unfavorable data or inflate their profiles. Here, they can pay for better placement — but the data itself comes from the SEC and can't be altered.
No account needed. We make money if you decide to contact an advisor through our site — so our incentive is to help you make a good choice, not just any choice.
Takes about 10 seconds.