Richard Kline is a registered investment advisor at J.P. Morgan Securities LLC, based in Boston, MA, with 42 years of industry experience. Richard operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Financial Planning & Coaching, Investment Management. Their firm serves 1,055,400 clients with $350B in assets under management.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Assets Under Management
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $250K | 1.45% |
| $250K - $500K | 1.30% |
| $500K - $1000K | 1.15% |
| $1.0M - $2.0M | 1.00% |
| $2.0M - $5.0M | 0.75% |
| $5.0M - $10.0M | 0.65% |
| $10.0M - $15.0M | 0.55% |
| $15.0M - $25.0M | 0.50% |
| $25.0M - $50.0M | 0.40% |
| $50M+ | 0.30% |
The Advisory Fee rate for assets invested in the Fixed Income Advisory Program (FIAP) is 0.70%. The Advisory Fee rate for assets invested in the Liquidity Management Strategy (LMS) is 0.40%. Effective November 10, 2025 the Advisory Fee rate for new LMS investors and LMS proposals dated on or after November 10, 2025 will be 0.60%.
Fee Estimator
Location
50 Rowes Wharf, 4th Floor, Boston, MA, 02110
Get directionsHistory
Regulatory History
No disclosures, customer disputes, or regulatory actions on file.
Disclosures include customer complaints, regulatory actions, and other events that advisors must report to the SEC. A clean record means none have been reported.
Learn about disclosures →Other Business Activities
Richard is an employee of both JPMorgan Securities and JPMorgan Bank since December 2021. As an employee of JPMorgan Bank, Richard can offer bank products and services, including deposit and credit products.
Employment History
Current Registrations
J.P. Morgan Securities LLC
J.P. Morgan Securities LLCBroker
J.P. Morgan Securities LLC
Previous Registrations
J.P. Morgan Securities LLCBroker
Vision 4 Fund DistributorsBroker
Amg Distributors, INC.Broker
Deawm Distributors, INC.Broker
Delaware Distributors, L.P.Broker
Delaware Capital Management Advisers, INC
Lincoln Financial Distributors, INC.
Lincoln Financial Distributors, INC.Broker
Sunamerica Capital Services, INC.Broker
Nylife Distributors INC.Broker
New England Funds, L.P.Broker
Tne Investment Services CorporationBroker
Cigna Securities, INC.Broker
Crico Securities CorporationBroker
Legg Mason Wood Walker, IncorporatedBroker
Johnston, Lemon & CO. IncorporatedBroker
State Registrations53 states
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.