Michael Charleton
Michael Charleton is a CFP-designated registered investment advisor at William Joseph Capital Management, INC., based in Rochester, NY, with 40 years of industry experience. Michael operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Estate Planning, Financial Planning & Coaching, Investment Management, Retirement Planning, and 1 more. Their firm serves 1,153 clients with $470M in assets under management.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Assets Under Management
Fee Structure
WJCM's advisory service fees are negotiable and range from 0.60% to 1.35% annually, billed quarterly. The fee is based on the size of the account, the relationship, and the services provided. If you engage WJCM for wealth management services, financial planning services are included in the investment management fees. Additional hourly fees may be charged for more complex financial planning services with mutual agreement.
Location
277 Alexander St, Suite 307, Rochester, NY, 14607
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Regulatory History
No disclosures, customer disputes, or regulatory actions on file.
Disclosures include customer complaints, regulatory actions, and other events that advisors must report to the SEC. A clean record means none have been reported.
Learn about disclosures →Other Business ActivitiesSells Insurance
Michael is an independent insurance agent for various companies since 1993, dedicating minimal time to this activity. He also owns an S corp used for payroll and provides financial presentations, while working as an investment advisor representative.
Employment History
Current Registrations
William Joseph Capital Management, INC.
Previous Registrations
Osaic Wealth, INC.Broker
Osaic Wealth, INC.
American Portfolios Financial Services, INC.Broker
American Portfolios Advisors, INC
Cambridge Investment Research Advisors, INC.
Cambridge Investment Research, INC.Broker
Wall Street Financial Group, INC.Broker
Wall Street Financial Group, INC
Lincoln Financial Advisors Corporation
Lincoln Financial Advisors CorporationBroker
Cadaret Grant & CO INC
Cadaret, Grant & CO., INC.Broker
Nathan & Lewis Securities, INC.Broker
Ids Financial Services INC.Broker
American Express Financial Advisors INC.Broker
State Registrations1 state
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.