James Bratcher
James Bratcher is a registered investment advisor at Financial Management Advisors, INC., based in Tullahoma, TN, with 43 years of industry experience. James operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Business Owners, Education Planning, Estate Planning, Financial Planning & Coaching, and 2 more. Their firm serves 525 clients with $150M in assets under management.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Assets Under Management
Fee Structure
FMA charges a fee based on a percentage of the value of your portfolio. This fee is negotiable and can vary depending on factors like the number of accounts, complexity, and the amount of assets managed. The annual percentage currently ranges from 0.15% to 2%. If you use a variable annuity, FMA may not charge an asset management fee during the first year. If the advisor manages the account, a nominal fee (generally $100 paid semi-annually) can be negotiated. If FMA representatives execute transactions through an affiliated broker/dealer, they may receive transaction-based compensation, but FMA will reduce the advisory fee by the commission amount.
Location
115 North Jackson Street, Suite B, Tullahoma, TN, 37388
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Regulatory History
No disclosures, customer disputes, or regulatory actions on file.
Disclosures include customer complaints, regulatory actions, and other events that advisors must report to the SEC. A clean record means none have been reported.
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James is a trustee for the Sara Regions Ferell Trust, dedicating minimal time. He also serves as President of Financial Management Advisors, spending nearly full-time overseeing operations and acting as an investment advisor representative, and is a managing member of TN Cannabis Company, LLC, spending a few hours per week. Finally, James is the President of the Tullahoma Sports Council, a non-profit organization, dedicating minimal time.
Employment History
Current Registrations
Financial Management Advisors, INC.
Previous Registrations
Silver Oak Securities, IncorporatedBroker
Ssn Advisory, INC.
Securities Service Network, LLCBroker
Integrated Resources Equity CorporationBroker
Royal Alliance Associates, INC.Broker
Integrated Resources Equity CorporationBroker
Investment Management & Research, INCBroker
Ids Financial Services INC.Broker
Ids Marketing CorporationBroker
State Registrations1 state
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.