Stuart Gardner
Stuart Gardner is a CFP-designated registered investment advisor at Charlotte Wealth Management, LLC, based in Charlotte, NC, with 42 years of industry experience. Stuart operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Estate Planning, Financial Planning & Coaching, High Net Worth, Investment Management, and 2 more. Their firm serves 247 clients with $86M in assets under management.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Assets Under Management
Fee Structure
Charlotte Wealth Management charges an annual advisory fee for investment management services, ranging from 0.25% to 1.50% of the value of your account, including cash holdings. This fee also covers financial planning and consulting services. The specific fee is negotiable and agreed upon in the Investment Management Agreement. Fees are billed quarterly in advance and deducted from your managed account. Clients in the CWM Wrap Program pay one fee that covers investment management and transaction fees.
Location
3530 Toringdon Way, Suite 108, Charlotte, NC, 28277
Get directionsHistory
Regulatory History (3)
Customer Dispute
August 2007Customer Dispute
January 2001Customer Dispute
March 1995Other Business ActivitiesSells Insurance
Stuart operates Charlotte Wealth Management as a DBA for LPL business since 2009 and as a Registered Investment Advisor Hybrid since 2021, dedicating full-time hours to the latter. Stuart is also an agent of record for non-variable insurance through 1st Atlantic Brokerage, spending minimal time on this activity.
Employment History
Current Registrations
Charlotte Wealth Management, LLC
LPL Financial LLCBroker
Previous Registrations
LPL Financial LLC
Securities America Advisors, INC.
Securities America, INC.Broker
Ameriprise Advisor Services, INC.Broker
Ameriprise Advisor Services, INC.
Wachovia Securities, LLC
Wachovia Securities, LLCBroker
Scott & Stringfellow, INC.Broker
Scott & Stringfellow, INC.Broker
Dean Witter Reynolds INC.Broker
Shearson Lehman Hutton INC.Broker
E. F. Hutton & Company INCBroker
Dean Witter Reynolds INC.Broker
Prudential-Bache Securities INC.Broker
State Registrations14 states
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.