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Roy Williams

Osaic Wealth, INC.
43 Years of Experience
Key Largo, FL
3 DisclosuresBrokerSells Insurance
View SEC Summary
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Roy Williams is a ChFC-designated registered investment advisor at Osaic Wealth, INC., based in Key Largo, FL, with 43 years of industry experience. Roy is also registered as a broker, so some compensation may come from commissions on products sold. Their practice areas include Alternative Investments, Annuities, Education Planning, Estate Planning, and 5 more. Their firm serves 575,512 clients with $230B in assets under management.

Osaic Wealth, INC.
Compensation
Fee-Only (% of Portfolio)Fixed/Hourly
Firm Size
9244 advisors
Number of Clients
575,512 clients
Average Client Portfolio
$408K average
Assets Under Management
$234.9B

Fee Structure

Minimum Investment:$5.5K
Planning is included in investment management (also available separately)

Osaic Wealth offers several investment management programs where fees are charged as an annual percentage of your portfolio, typically billed monthly or quarterly. Because individual financial professionals negotiate their own fee schedules and programs vary by platform, exact rates depend on the specific account type and manager selected.

  • Advisor Managed Portfolios and Unified Managed Account Programs — Fees vary based on negotiations with your financial professional and the specific asset allocation models or third-party managers chosen.
  • Plan Participant Retirement Program — Annual management fees charge up to 3.00% of your account assets, structured as a fixed percentage or a tiered fee schedule.
  • Program Annuities — Annual advisory fees for managing outside annuities will not exceed 1.50% of program assets for new accounts.

Account minimums vary widely by program, ranging from $5,500 to $10,000 for certain automated or platform accounts, while other programs depend on the specific investment product or third-party manager.

View Full SEC Brochure

Location

Key Largo, FL

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History

Regulatory History (3)
What are disclosures? Advisors must report customer complaints, regulatory actions, and certain legal or financial events to the SEC. Not all disclosures are serious—many are settled disputes or minor violations. Learn how to evaluate them.
Customer Dispute
December 2020
Settled
Customer Dispute
December 2019
Settled
Customer Dispute
July 2005
Denied
View Full SEC ReportHow to Read Disclosures
Other Business ActivitiesSells Insurance

Roy is a partner in several Prestige Wealth entities, including a management group (RIA), an accounting group, and a real estate group. He also owns Roy Williams Consulting LLC for book sales and rents out a vacation home, dedicating minimal time to each.

Employment History
Current Registrations
Osaic Wealth, INC.Broker
August 2024 - Present · 2 yrs 2 mos
Osaic Wealth, INC.
August 2024 - Present · 2 yrs 2 mos
The Pillar Strategies
March 2013 - Present · 13 yrs 7 mos
Prestige Wealth Management Group, LLC
March 2004 - Present · 22 yrs 7 mos
Previous Registrations
Triad Advisors LLCBroker
November 2011 - August 2024 · 12 yrs 9 mos
LPL Financial LLC
May 2002 - November 2011 · 9 yrs 6 mos
LPL Financial LLCBroker
January 1997 - November 2011 · 14 yrs 10 mos
H. Beck, INC.Broker
October 1994 - January 1997 · 2 yrs 3 mos
Pruco Securities CorporationBroker
July 1983 - October 1995 · 12 yrs 3 mos
State Registrations14 states
AZFLINLAMDNCNJNVNYPARISCTXVA
AdvisorBrokerBoth

You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.

Exams
No exam information available for this advisor.
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