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Ferdinand Ruano-Arroyo

8 Years of Experience
San Juan, PR
4 DisclosuresSells Insurance

Ferdinand Ruano-Arroyo is a registered investment advisor at Fra Services INC., based in San Juan, PR, with 8 years of industry experience. Ferdinand operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Investment Management. Their firm serves 1 clients with $68M in assets under management.

Compensation
Fee-Only (% of Portfolio)Fixed/Hourly
Firm Size
1 advisor
Number of Clients
1 client
Average Client Portfolio
$67.8M average
Assets Under Management
$67.8M

Fee Structure

Investment management only (planning not offered)

FRA Services charges a fixed monthly fee that is negotiated with each client. This fee doesn't necessarily relate to the amount of your assets or the time FRA spends on your account. The fee is based on your individual circumstances, such as complexity, assets, and portfolio style. For private funds, FRA charges an asset management fee and may also charge a performance-based fee based on the fund's profits.

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Location

1225 Ponce De Leon Avenue, Ste Mz-E1 Vig Tower, San Juan, PR, 00907

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History

Regulatory History (4)
What are disclosures? Advisors must report customer complaints, regulatory actions, and certain legal or financial events to the SEC. Not all disclosures are serious—many are settled disputes or minor violations. Learn how to evaluate them.
Customer Dispute
April 2006
Closed-No Action
Customer Dispute
June 2005
Settled
Employment Separation After Allegations
May 1997
Customer Dispute
February 1997
Settled
Other Business ActivitiesSells Insurance

Ferdinand is involved in Ruano Investment Planning, focusing on financial planning and asset management, including life, variable life, and disability insurance, as well as fixed and variable annuities. He dedicates minimal time to insurance activities and nearly all his time as an investment advisor representative.

Employment History
Current Registrations
Fra Services INC.
June 2019 - Present · 6 yrs 11 mos
Previous Registrations
NFP Securities, INC.
March 2007 - July 2008 · 1 yr 4 mos
State Registrations1 state
PR
Advisor

You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.

Exams
No exam information available for this advisor.