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Luther Stene

31 Years of Experience
Killeen, TX
BrokerSells Insurance

Luther Stene is a registered investment advisor at Cetera Investment Advisers LLC, based in Killeen, TX, with 31 years of industry experience. Luther operates on a fee-only basis, meaning they do not earn commissions from product sales. Their firm serves 584,487 clients with $160B in assets under management.

Compensation
Fee-Only (% of Portfolio)Fixed/Hourly
Firm Size
10345 advisors
IM Fee
Planning only
Assets Under Management
$163.8B
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Location

1711 East Central Texas Expressway, Suite 104, Killeen, TX, 76541

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History

Regulatory History
Clean regulatory record

No disclosures, customer disputes, or regulatory actions on file.

Disclosures include customer complaints, regulatory actions, and other events that advisors must report to the SEC. A clean record means none have been reported.

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Other Business ActivitiesSells Insurance

Luther works as a representative for Vetusa Advisors, focusing on insurance, investments, and education for military veterans, and as an insurance agent for 3 Mark Financial Inc, marketing and servicing insurance products. He also owns commercial rental property and serves as President of Immanuel Lutheran Church, dedicating a few hours per week to each, and spends minimal time on the Texas TaxBack Program.

Employment History
Current Registrations
Cetera Wealth Services, LLCBroker
February 2025 - Present · 1 yr 5 mos
Cetera Investment Advisers LLC
February 2025 - Present · 1 yr 5 mos
Previous Registrations
Concourse Financial Group Advisors
February 2015 - February 2025 · 10 yrs
Concourse Financial Group Securities, INC.Broker
February 2015 - February 2025 · 10 yrs
Transamerica Financial Advisors, INCBroker
January 2012 - February 2015 · 3 yrs 1 mo
Transamerica Financial Advisors, INC.
January 2012 - February 2015 · 3 yrs 1 mo
Investment Advisors International, INC.
January 2009 - January 2012 · 3 yrs
World Group Securities, INC.Broker
April 2002 - January 2012 · 9 yrs 9 mos
Wma Securities, INC.Broker
January 2000 - April 2002 · 2 yrs 3 mos
First American National Securities, INC.Broker
January 1984 - December 1988 · 4 yrs 11 mos
State Registrations8 states
ALAZINKSMNORTXUT
AdvisorBrokerBoth

You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.

Exams
No exam information available for this advisor.
Luther Stene - Financial Advisor | TrueAdvisor