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Joseph Lanza

Vision Retirement
40 Years of Experience
Ridgewood, NJ
3 DisclosuresBrokerSells Insurance
View SEC Summary
View SEC Summary

Joseph Lanza is a registered investment advisor at Vision Retirement, based in Ridgewood, NJ, with 40 years of industry experience. Joseph is also registered as a broker, so some compensation may come from commissions on products sold. Their practice areas include Charitable Giving, Education Planning, Estate Planning, Financial Planning & Coaching, and 4 more. Their firm serves 1,119 clients with $630M in assets under management.

Vision Retirement
Compensation
Fee-Only (% of Portfolio)Fixed/Hourly
Firm Size
7 advisors
Number of Clients
1,119 clients
Average Client Portfolio
$566K average
Assets Under Management
$633.7M

Fee Structure

Minimum Investment:$100K
Planning is included in investment management (also available separately)
Portfolio-Based Fees (Flat)
Portfolio ValueAnnual Fee
Any1.25%

Maximum annual fee is 1.25% for standard fiduciary investment management, and up to 2.5% for wrap fee program accounts. Automated investing through VR Robo is charged at a flat 0.75%.

Fee Estimator
Your Portfolio Value
$500K
$0$500K$1M$5M$20M
Estimated Annual Fee
—
View Full SEC Brochure

Location

171 East Ridgewood Ave, Suite 201, Ridgewood, NJ, 07450

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History

Regulatory History (3)
What are disclosures? Advisors must report customer complaints, regulatory actions, and certain legal or financial events to the SEC. Not all disclosures are serious—many are settled disputes or minor violations. Learn how to evaluate them.
Customer Dispute
March 2026
Denied
Customer Dispute
July 2002
Settled
Customer Dispute
March 2001
Award / Judgment
View Full SEC ReportHow to Read Disclosures
Other Business ActivitiesSells Insurance

Joseph is involved in several business activities, including real estate rentals, notary services, and ownership of Juice Journey LLC. He also operates Lanza Financial Group, Inc. as a DBA for his LPL business and provides investment advisory services through Vision Retirement, LLC, dedicating nearly full-time hours to these investment-related activities. Joseph also works as an insurance broker for Simplicity Group, spending minimal time on this activity.

Employment History
Current Registrations
Vision Retirement
November 2024 - Present · 1 yr 11 mos
LPL Financial LLCBroker
September 2018 - Present · 8 yrs 1 mo
Previous Registrations
LPL Financial LLC
February 2025 - April 2025 · 2 mos
LPL Financial LLC
September 2018 - February 2025 · 6 yrs 5 mos
Sagepoint Financial, INC.Broker
October 2005 - September 2018 · 12 yrs 11 mos
Sagepoint Financial, INC.
October 2005 - September 2018 · 12 yrs 11 mos
Sentra Securities CORP
June 2002 - October 2005 · 3 yrs 4 mos
Sentra Securities CorporationBroker
June 1994 - October 2005 · 11 yrs 4 mos
Hym Financial, INC.Broker
August 1993 - July 1994 · 11 mos
MML Investors Services, INC.Broker
April 1988 - September 1993 · 5 yrs 5 mos
W. S. Griffith & CO., INC.Broker
September 1986 - March 1988 · 1 yr 6 mos
American Capital Financial Services, INC.Broker
July 1984 - November 1984 · 4 mos
State Registrations33 states
ALARAZCACOCTDEFLGAIDILINLAMAMDMEMTNCNHNJNMNYOHORPARISCTNTXVAWAWIWV
AdvisorBrokerBoth

You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.

Exams
No exam information available for this advisor.
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