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Thomas Clifford

Osaic Wealth, INC.
41 Years of Experience
Akron, OH
1 DisclosureBrokerSells Insurance
View SEC Summary
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Thomas Clifford is a registered investment advisor at Osaic Wealth, INC., based in Akron, OH, with 41 years of industry experience. Thomas is also registered as a broker, so some compensation may come from commissions on products sold. Their practice areas include Alternative Investments, Annuities, Education Planning, Estate Planning, and 5 more. Their firm serves 575,512 clients with $230B in assets under management.

Osaic Wealth, INC.
Compensation
Fee-Only (% of Portfolio)Fixed/Hourly
Firm Size
9240 advisors
Number of Clients
575,512 clients
Average Client Portfolio
$408K average
Assets Under Management
$234.9B

Fee Structure

Minimum Investment:$5.5K
Planning is included in investment management (also available separately)

Osaic Wealth offers several investment management programs where fees are charged as an annual percentage of your portfolio, typically billed monthly or quarterly. Because individual financial professionals negotiate their own fee schedules and programs vary by platform, exact rates depend on the specific account type and manager selected.

  • Advisor Managed Portfolios and Unified Managed Account Programs — Fees vary based on negotiations with your financial professional and the specific asset allocation models or third-party managers chosen.
  • Plan Participant Retirement Program — Annual management fees charge up to 3.00% of your account assets, structured as a fixed percentage or a tiered fee schedule.
  • Program Annuities — Annual advisory fees for managing outside annuities will not exceed 1.50% of program assets for new accounts.

Account minimums vary widely by program, ranging from $5,500 to $10,000 for certain automated or platform accounts, while other programs depend on the specific investment product or third-party manager.

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Location

Akron, OH

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History

Regulatory History (1)
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Customer Dispute
October 2002
Denied
View Full SEC ReportHow to Read Disclosures
Other Business ActivitiesSells Insurance

Thomas is the president of Clifford Financial Group, Inc., where he markets and sells fixed annuities, health insurance, and life insurance. This takes nearly full-time hours.

Employment History
Current Registrations
Osaic Wealth, INC.
November 2018 - Present · 7 yrs 11 mos
Osaic Wealth, INC.Broker
November 2018 - Present · 7 yrs 11 mos
Previous Registrations
Signator Investors, INC.
May 2016 - November 2018 · 2 yrs 6 mos
Signator Investors, INC.Broker
May 2016 - November 2018 · 2 yrs 6 mos
Transamerica Financial Advisors, INC.
August 1999 - May 2016 · 16 yrs 9 mos
Transamerica Financial Advisors, INCBroker
April 1991 - May 2016 · 25 yrs 1 mo
Pw Securities, INC.Broker
October 1990 - April 1991 · 6 mos
Advantage Capital CorporationBroker
August 1990 - November 1990 · 3 mos
Vestax Securities CorporationBroker
January 1987 - August 1990 · 3 yrs 7 mos
Manequity, INC.Broker
November 1984 - December 1986 · 2 yrs 1 mo
State Registrations1 state
OH
AdvisorBrokerBoth

You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.

Exams
No exam information available for this advisor.
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