TrueAdvisor
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SK
CFP · ChFC
SK
CFP · ChFC

Sandra Kobel

LPL Financial LLC
39 Years of Experience
Rochester, NY
1 DisclosureBrokerSells Insurance
View SEC Summary
View SEC Summary

Sandra Kobel is a CFP, ChFC-designated registered investment advisor at LPL Financial LLC, based in Rochester, NY, with 39 years of industry experience. Sandra is also registered as a broker, so some compensation may come from commissions on products sold. Their practice areas include Investment Management, Retirement Planning. Their firm serves 1,986,990 clients with $820B in assets under management.

LPL Financial LLC
Compensation
Fee-Only (% of Portfolio)Fixed/Hourly
Firm Size
28221 advisors
Number of Clients
1,986,990 clients
Average Client Portfolio
$412K average
Assets Under Management
$819.1B

Fee Structure

Minimum Investment:$1K
Investment management only (planning not offered)
Portfolio-Based Fees (Flat)
Portfolio ValueAnnual Fee
Any2.50%

The maximum account fee is 2.50% and is negotiable between the client and the advisor. Fees are based on total assets in the account and payable quarterly in advance.

Fee Estimator
Your Portfolio Value
$500K
$0$500K$1M$5M$20M
Estimated Annual Fee
—
View Full SEC Brochure

Location

625 Panorama Trail, Bldg 1 Suite 107, Rochester, NY, 14625

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History

Regulatory History (1)
What are disclosures? Advisors must report customer complaints, regulatory actions, and certain legal or financial events to the SEC. Not all disclosures are serious—many are settled disputes or minor violations. Learn how to evaluate them.
Customer Dispute
August 2019
Settled
View Full SEC ReportHow to Read Disclosures
Other Business ActivitiesSells Insurance

Sandra is an insurance agent selling fixed annuities, life, health, and long-term care insurance since 1987, dedicating a few hours per week. She also owns Kobel Financial Planning, offering securities and investment advisory services full-time, and works as a consultant for Kobel Consulting a few hours per week.

Employment History
Current Registrations
LPL Financial LLC
July 2025 - Present · 1 yr 3 mos
LPL Financial LLCBroker
July 2025 - Present · 1 yr 3 mos
Previous Registrations
Next Financial Group, INC.Broker
October 2009 - July 2025 · 15 yrs 9 mos
Next Financial Group, INC.
October 2009 - July 2025 · 15 yrs 9 mos
Wall Street Financial Group, INC.Broker
February 2009 - October 2009 · 8 mos
Wall Street Financial Group, INC
January 2009 - October 2009 · 9 mos
Qa3 Financial CORP.Broker
July 2008 - September 2008 · 2 mos
1st Global Capital CORP.Broker
October 2006 - December 2007 · 1 yr 2 mos
1st Global Advisors INC
October 2006 - December 2007 · 1 yr 2 mos
Ameriprise Financial Services, INC.Broker
May 2006 - July 2006 · 2 mos
Hsbc Securities (USA) INC.Broker
January 2005 - April 2006 · 1 yr 3 mos
Hsbc Brokerage (USA) INC.Broker
November 1999 - January 2005 · 5 yrs 2 mos
Allmerica Investments, INC.Broker
August 1998 - January 1999 · 5 mos
Am&m Investment Brokers, INC.Broker
December 1992 - November 1999 · 6 yrs 11 mos
Guardian Investor Services CorporationBroker
June 1990 - December 1992 · 2 yrs 6 mos
Capital Analysts, IncorporatedBroker
September 1987 - June 1990 · 2 yrs 9 mos
Sma Equities, INC.Broker
June 1985 - September 1987 · 2 yrs 3 mos
State Registrations11 states
CADEFLGAILNCNVNYORVAWA
AdvisorBrokerBoth

You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.

Exams
No exam information available for this advisor.
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