Richard Rivera
Richard Rivera is a CFP-designated registered investment advisor at United Capital Financial Advisors, based in Pensacola Beach, FL, with 40 years of industry experience. Richard operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Estate Planning, Investment Management, Retirement Planning, Tax Planning. Their firm serves 22,832 clients with $17B in assets under management.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Assets Under Management
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $500K | 1.50% |
| $500K - $2.0M | 1.25% |
| $2.0M - $5.0M | 1.15% |
| $5.0M - $10.0M | 1.00% |
| $10M+ | 0.85% |
Fees are negotiable. United Capital can charge a tiered rate or a flat dollar fee instead of a flat percentage fee for the annual fee.
Fee Estimator
Location
5 Portofino Dr., Suite 1803, Pensacola Beach, FL, 32561
Get directionsHistory
Regulatory History (1)
Regulatory
October 2024Other Business ActivitiesSells Insurance
Richard is the owner of Dick Rivera & Associates, an investment advisory business, dedicating nearly full-time hours to it. He is also a licensed insurance agent selling life and health insurance, spending minimal time on this activity.
Employment History
Current Registrations
United Capital Financial Advisors
Dick Rivera & Associates
Calton & Associates, INC.Broker
Previous Registrations
Sws Financial ServicesBroker
Sws Financial Services
Mutual Benefit Financial Service CompanyBroker
First American National Securities, INC.Broker
Brokers Exchange, INC.Broker
State Registrations11 states
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.