TrueAdvisor
TrueAdvisor
RW
CFP
RW
CFP

Robert Waugh

Cambridge Investment Research Advisors, INC.
40 Years of Experience
St. Louis, MO
2 DisclosuresBrokerSells Insurance
View SEC Summary
View SEC Summary

Robert Waugh is a CFP-designated registered investment advisor at Cambridge Investment Research Advisors, INC., based in St. Louis, MO, with 40 years of industry experience. Robert is also registered as a broker, so some compensation may come from commissions on products sold. Their practice areas include Divorce Planning, Education Planning, Estate Planning, Financial Planning & Coaching, and 6 more. Their firm serves 361,213 clients with $140B in assets under management.

Cambridge Investment Research Advisors, INC.
Compensation
Commission-BasedFee-Only (% of Portfolio)Fixed/Hourly
Firm Size
3940 advisors
Number of Clients
361,213 clients
Average Client Portfolio
$384K average
Assets Under Management
$138.7B

Fee Structure

Minimum Investment:$25K
Planning is included in investment management (also available separately)
Portfolio-Based Fees (Flat)
Portfolio ValueAnnual Fee
Any2.25%

Maximum allowable advisory fee is 2.25% annually across platforms. Actual fees are negotiable and set by your financial professional based on account size, complexity, and specific program selected.

Fee Estimator
Your Portfolio Value
$500K
$0$500K$1M$5M$20M
Estimated Annual Fee
—
View Full SEC Brochure

Location

2705 Dougherty Ferry Road, Suite 205, St. Louis, MO, 63122

Get directions

History

Regulatory History (2)
What are disclosures? Advisors must report customer complaints, regulatory actions, and certain legal or financial events to the SEC. Not all disclosures are serious—many are settled disputes or minor violations. Learn how to evaluate them.
Customer Dispute
March 2026
Settled
Regulatory
October 2006
Final
View Full SEC ReportHow to Read Disclosures
Other Business ActivitiesSells Insurance

Robert is an independent insurance agent for various insurance companies. He also serves as treasurer for ACLU of Missouri and is an advisory representative of a RIA, spending about half his time on the latter.

Employment History
Current Registrations
Cambridge Investment Research Advisors, INC.
August 2005 - Present · 21 yrs 2 mos
Cambridge Investment Research, INC.Broker
November 2002 - Present · 23 yrs 11 mos
Previous Registrations
Asset Strategies, INC.
October 1995 - November 2005 · 10 yrs 1 mo
Fsc Securities Corporation
August 1993 - November 2002 · 9 yrs 3 mos
Fsc Securities CorporationBroker
May 1993 - November 2002 · 9 yrs 6 mos
Transamerica Financial Resources, INC.Broker
August 1991 - May 1993 · 1 yr 9 mos
Sma Equities, INC.Broker
September 1988 - September 1991 · 3 yrs
Financial Planning Consultants, INC.Broker
April 1986 - June 1988 · 2 yrs 2 mos
State Registrations11 states
ALARFLILKSMONMOKORTXWI
AdvisorBrokerBoth

You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.

Exams
No exam information available for this advisor.
More Advisors
More financial advisors in St. Louis, MO →All financial advisors in Missouri →