Nicholas Millard
Nicholas Millard is a ChFC-designated registered investment advisor at Creativeone Wealth, LLC, based in Binghamton, NY, with 39 years of industry experience. Nicholas operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Business Owners, Estate Planning, Financial Planning & Coaching, High Net Worth, and 3 more. Their firm serves 18,725 clients with $4.8B in assets under management.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Assets Under Management
Fee Structure
CreativeOne Wealth (C1W) manages investment portfolios for a fee, which is negotiable and typically ranges from 0.25% to 2.25% of the assets managed. The fee covers analysis, ongoing advisory services, and access to C1W's online platform. Fees are deducted from the client's investment account monthly or quarterly. The rate charged may increase or decrease depending on the model portfolio chosen. C1W also offers a "Total Rate Method" where the rate remains constant regardless of the portfolio selected.
Location
37 Front Street, Binghamton, NY, 13905
Get directionsHistory
Regulatory History (2)
Customer Dispute
September 2012Regulatory
September 1996Other Business ActivitiesSells Insurance
Nicholas is a partner in Covenant Wealth Advisors, LLC, where about 10-20% of the business involves life, health, and annuity sales and service. He also acts as a group health agent through Lifetime Benefit Solutions and is a partner in Covenant Realty Holdings, LLC, which owns the real estate where Covenant Wealth Advisors operates.
Employment History
Current Registrations
Creativeone Wealth, LLC
Previous Registrations
Sorrento Pacific Financial, LLCBroker
Partnervest Advisory Services LLC
Partnervest Securities, INC.Broker
Stone House Investment Management, LLC
AXA Advisors, LLCBroker
The Equitable Life Assurance Society of the United StatesBroker
State Registrations2 states
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.