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Michael Kramer

39 Years of Experience
Lawrenceburg, IN
BrokerSells Insurance

Michael Kramer is a registered investment advisor at Cetera Investment Advisers LLC, based in Lawrenceburg, IN, with 39 years of industry experience. Michael operates on a fee-only basis, meaning they do not earn commissions from product sales. Their firm serves 584,487 clients with $160B in assets under management.

Compensation
Fee-Only (% of Portfolio)Fixed/Hourly
Firm Size
10345 advisors
IM Fee
Planning only
Assets Under Management
$163.8B
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Location

131 E High St, Lawrenceburg, IN, 47025

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History

Regulatory History
Clean regulatory record

No disclosures, customer disputes, or regulatory actions on file.

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Other Business ActivitiesSells Insurance

Michael is an independent insurance agent selling disability, fixed annuities, life/accident/health, and long-term care products since 1986, which takes nearly full-time. He is also a board member of the Dearborn County Chamber of Commerce, a registered representative & IAR with Pinnacle Advisory Group Inc. of Indiana, a notary public, and a member of two property management LLCs.

Employment History
Current Registrations
Cetera Investment Advisers LLC
June 2023 - Present · 2 yrs 11 mos
Cetera Wealth Services, LLCBroker
September 2013 - Present · 12 yrs 8 mos
Previous Registrations
Cetera Advisor Networks LLC
September 2013 - June 2023 · 9 yrs 9 mos
Tower Square Securities, INC.Broker
June 2004 - September 2013 · 9 yrs 3 mos
Tower Square Securities, INC.
June 2004 - September 2013 · 9 yrs 3 mos
Main Street Management Company
March 2003 - June 2004 · 1 yr 3 mos
Main Street Management CompanyBroker
February 2003 - June 2004 · 1 yr 4 mos
Ws Griffith Securities, INC.
October 2001 - March 2004 · 2 yrs 5 mos
Ws Griffith Securities, INC.Broker
June 1993 - February 2003 · 9 yrs 8 mos
Phoenix Equity Planning CorporationBroker
March 1987 - June 1993 · 6 yrs 3 mos
State Registrations5 states
ILINKYOHWI
AdvisorBrokerBoth

You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.

Exams
No exam information available for this advisor.
Michael Kramer - Financial Advisor | TrueAdvisor