Charles Ramos
Charles Ramos is a CFP-designated registered investment advisor at Beacon Pointe Advisors, LLC, based in Larkspur, CA, with 23 years of industry experience. Charles operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Estate Planning, Financial Planning & Coaching, Investment Management, Retirement Planning, and 1 more. Their firm serves 18,377 clients with $40B in assets under management.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Assets Under Management
Fee Structure
Beacon Pointe charges a percentage of your portfolio's value each year for investment advice. This fee is negotiable and can range from 0.50% to 1.50% annually, but there is a minimum quarterly fee of $1,250.
Beacon Pointe also uses third-party managers, and their fees are separate from Beacon Pointe's fees. Some clients may pay a percentage of profits from certain investments instead of a management fee. Clients in the American Funds F-2 Direct Program pay between 0.25% and 1.0% of the value of assets invested in the program. Clients in the sub-advisory program through SEI pay a 0.08% fee in addition to the advisory fee paid to Beacon Pointe.
Location
100 Larkspur Landing Circle, Suite 112, Larkspur, CA, 94939
Get directionsHistory
Regulatory History (4)
Customer Dispute
September 2010Customer Dispute
December 2007Customer Dispute
October 2007Customer Dispute
August 2007Other Business ActivitiesSells Insurance
Charles is the CEO of Private Capital Management, an investment-related business. He is also an independent representative with various insurance carriers and an agent for Beacon Pointe Insurance Services, selling life, health, and accident insurance products, dedicating a few hours per week to this activity.
Employment History
Current Registrations
Beacon Pointe Advisors, LLC
Previous Registrations
Geneos Wealth Management, INC.
Private Capital Management, INC.
Private Consulting Group, INC.
State Registrations1 state
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.