John Ruzza
John Ruzza is a CFP-designated registered investment advisor at Cx Institutional, LLC, based in Kalamazoo, MI, with 39 years of industry experience. John operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Estate Planning, Financial Planning & Coaching, High Net Worth, Investment Management, and 2 more. Their firm serves 4,077 clients with $4.1B in assets under management.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Assets Under Management
Fee Structure
CX Institutional charges a percentage of the value of your investments, and this fee is negotiable up to 2.0%. The exact fee depends on factors like the representative assigned to your account, the amount you invest, the complexity of your situation, and your servicing needs. Clients also pay a $10 quarterly fee per account, plus $2.50 per sleeve per quarter, and an additional $2.50 per account quarterly for account aggregation services.
Location
2632 S 11th St, Kalamazoo, MI, 49009
Get directionsHistory
Regulatory History (2)
Customer Dispute
September 2006Customer Dispute
March 2004Other Business ActivitiesSells Insurance
John is involved in several business activities, including real estate, working as an independent insurance agent, tax preparation, educational services with Kingdom Advisors, and as an advisory representative of a RIA. He also works with Main Street Financial Advisors LLC.
Employment History
Current Registrations
Cx Institutional, LLC
Previous Registrations
Kardia Midwest Family Wealth Counseling, LLC
Cambridge Investment Research Advisors, INC.
Cambridge Investment Research, INC.Broker
Mainstreet Financial Advisors, LLC
Mutual Service CorporationBroker
Royal Alliance Associates, INC.Broker
Mariner Financial Services, INC.Broker
Andover Securities, INC.Broker
Geneva Securities,inc.Broker
H. Beck, INC.Broker
Chubb Securities CorporationBroker
State Registrations2 states
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.