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Paul Spero

LPL Financial LLC
39 Years of Experience
Liverpool, NY
1 DisclosureBrokerSells Insurance
View SEC Summary
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Paul Spero is a registered investment advisor at LPL Financial LLC, based in Liverpool, NY, with 39 years of industry experience. Paul is also registered as a broker, so some compensation may come from commissions on products sold. Their practice areas include Investment Management, Retirement Planning. Their firm serves 1,986,990 clients with $820B in assets under management.

LPL Financial LLC
Compensation
Fee-Only (% of Portfolio)Fixed/Hourly
Firm Size
28129 advisors
Number of Clients
1,986,990 clients
Average Client Portfolio
$412K average
Assets Under Management
$819.1B

Fee Structure

Minimum Investment:$1K
Investment management only (planning not offered)
Portfolio-Based Fees (Flat)
Portfolio ValueAnnual Fee
Any2.50%

The maximum account fee is 2.50% and is negotiable between the client and the advisor. Fees are based on total assets in the account and payable quarterly in advance.

Fee Estimator
Your Portfolio Value
$500K
$0$500K$1M$5M$20M
Estimated Annual Fee
—
View Full SEC Brochure

Location

4769 Buckley Road, Liverpool, NY, 13088

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History

Regulatory History (1)
What are disclosures? Advisors must report customer complaints, regulatory actions, and certain legal or financial events to the SEC. Not all disclosures are serious—many are settled disputes or minor violations. Learn how to evaluate them.
Regulatory
April 2021
Final
View Full SEC ReportHow to Read Disclosures
Other Business ActivitiesSells Insurance

Paul is a notary public in New York and the president of United Financial Services, where he provides financial planning, tax & accounting, investments & insurance services, dedicating full-time hours to this. He also manages rental properties and is the President of United Wealth & Tax Services, offering tax, accounting, investment, insurance, and payroll services, also dedicating full-time hours to this.

Employment History
Current Registrations
LPL Financial LLC
July 2025 - Present · 1 yr 3 mos
LPL Financial LLCBroker
July 2025 - Present · 1 yr 3 mos
Previous Registrations
Cadaret Grant & CO INC
February 2016 - July 2025 · 9 yrs 5 mos
Cadaret Grant & CO INC
June 1994 - December 2014 · 20 yrs 6 mos
Cadaret, Grant & CO., INC.Broker
October 1989 - July 2025 · 35 yrs 9 mos
Cadaret, Grant & CO., INC.Broker
August 1988 - October 1989 · 1 yr 2 mos
Mony Securities CORP.Broker
March 1987 - September 1988 · 1 yr 6 mos
State Registrations32 states
AKAZCACOCTDEFLGAIAILINKSKYMAMDMEMIMNMOMSNCNJNVNYOHOKPASCTNTXVAVT
AdvisorBrokerBoth

You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.

Exams
No exam information available for this advisor.
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