Peter Ruma
Peter Ruma is a ChFC-designated registered investment advisor at Gould Ruma Financial Advisors, based in Toledo, OH, with 38 years of industry experience. Peter operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Business Owners, Estate Planning, Financial Planning & Coaching, Tax Planning.
Compensation
Firm Size
IM Fee
Fee Structure
Ongoing planning services are billed as agreed upon with the client.
Gould Ruma Financial Advisors charges either an hourly rate of $210 or a fixed fee for financial planning and consulting services. Fixed fees typically range from $3,000 to $5,000, depending on the scope and complexity of the services.
Location
3231 Central Park W. Dr. #211, Toledo, OH, 43617-3008
Get directionsHistory
Regulatory History
No disclosures, customer disputes, or regulatory actions on file.
Disclosures include customer complaints, regulatory actions, and other events that advisors must report to the SEC. A clean record means none have been reported.
Learn about disclosures →Other Business ActivitiesSells Insurance
Peter sells fixed life products and group insurance, and receives renewals from a previous role as a MONY agent. He also provides financial planning services and prepares tax returns, dedicating minimal time to LTCI Partners as an agent.
Employment History
Current Registrations
Gould Ruma Financial Advisors
LPL Financial LLC
LPL Financial LLCBroker
Previous Registrations
Mony Securities Corporation
Mony Securities CorporationBroker
The Mutual Life Insurance Company of New YorkBroker
State Registrations5 states
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.