Richard Graham
Richard Graham is a CFP-designated registered investment advisor at Lifecare Retirement Solutions INC., based in New Castle, IN, with 15 years of industry experience. Richard operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Divorce Planning, Education Planning, Estate Planning, Insurance Planning, and 2 more.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Fee Structure
LifeCare Retirement Solutions does not directly manage client investments. Instead, LifeCare refers clients to third-party investment managers (TPMs) such as Gradient Investments. Gradient Investments offers various portfolios, including Strategic, Tactical, Allocation & Defined Outcome, Preservation, and Private Wealth portfolios. The annual fee for these portfolios ranges from 1.00% to 2.00% of the portfolio value, depending on the portfolio type. LifeCare receives a portion of this fee, typically 1.00% or 0.60%, as a referral fee. There is also a $15 quarterly service fee for technology and reporting.
Location
New Castle, IN
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Regulatory History (1)
Regulatory
September 2007Other Business Activities
Richard is involved with Redclaw Crayfish USA, LLC, a crayfish hatchery, dedicating nearly full-time hours to it. He also receives rental income through Grahamland, LLC, as the landlord for Redclaw Hatchery USA, LLC, and spends minimal time as an independent consultant for Asea.
Employment History
Current Registrations
Lifecare Retirement Solutions INC.
Previous Registrations
Gradient Advisors, LLC
Vantage Advisors, LLC
State Registrations1 state
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.