Charles Buckley

Spectrum Financial Alliance charges an ongoing annual fee based on the value of your investment portfolio, billed monthly in arrears. While the specific fee schedule is not detailed in the text excerpt, the firm notes that fees are generally non-negotiable but may be adjusted based on account complexity, composition, and household account bundling. Any retirement plan accounts that invest in the firm's standard models are charged at the standard fee schedule, while other retirement plan accounts are charged at half the normal rate.