Michael Garand
Michael Garand is a registered investment advisor at Merrill Lynch, Pierce, Fenner & Smith Incorporated, based in Worcester, MA, with 36 years of industry experience. Their practice areas include Investment Management. Their firm serves 1,738,212 clients with $1500B in assets under management.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Assets Under Management
Fee Structure
The program's fees consist of two parts: the fee you pay to Bank of America for its services, and a fee for the specific investment strategy you choose. The strategy fee, called the Style Manager Expense, generally ranges from 0.00% to 0.50% of your assets annually. Clients investing in strategies managed by related entities will not be charged a Style Manager Expense.
Location
100 Front St, Worcester, MA, 01608
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Regulatory History (1)
Regulatory
October 1989Other Business Activities
Michael is a group leader for Provisors, an LLC, since 2015. He facilitates monthly meetings, dedicating minimal time to this role.
Employment History
Current Registrations
Merrill Lynch, Pierce, Fenner & Smith Incorporated
Merrill Lynch, Pierce, Fenner & Smith IncorporatedBroker
Previous Registrations
Banc of America Investment Services, INC.
Banc of America Investment Services, INC.Broker
Cco Investment Services CORP.Broker
Commonwealth Financial NetworkBroker
Essex National Securities, INC.Broker
1784 Investor Services, INC.Broker
Baybanks Brokerage Services, INC.Broker
Invest Financial CorporationBroker
Liberty Securities CorporationBroker
Putnam Financial Services, INC.Broker
J. T. Moran & CO., INC.Broker
State Registrations4 states
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.