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Lynn Smeraldo

Ip Financial Advisory Services LLC
37 Years of Experience
Dunedin, FL
1 DisclosureBrokerSells Insurance
View SEC Summary
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Lynn Smeraldo is a registered investment advisor at Ip Financial Advisory Services LLC, based in Dunedin, FL, with 37 years of industry experience. Lynn is also registered as a broker, so some compensation may come from commissions on products sold. Their practice areas include Charitable Giving, Education Planning, Estate Planning, High Net Worth, and 4 more. Their firm serves 2,001 clients with $480M in assets under management.

Ip Financial Advisory Services LLC
Compensation
Fee-Only (% of Portfolio)Fixed/Hourly
Firm Size
133 advisors
Number of Clients
2,001 clients
Average Client Portfolio
$241K average
Assets Under Management
$481.4M

Fee Structure

Minimum Investment:$25K
Planning is included in investment management (also available separately)
Portfolio-Based Fees (Flat)
Portfolio ValueAnnual Fee
Up to $250K3.00%
$250K+2.00%

Maximum annual fee is up to 3% and is negotiable. Alternatively, third-party investment programs range from 2.20% down to 1.40%.

Fee Estimator
Your Portfolio Value
$500K
$0$500K$1M$5M$20M
Estimated Annual Fee
—
View Full SEC Brochure

Location

450 Grant Street, Dunedin, FL, 34698

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History

Regulatory History (1)
What are disclosures? Advisors must report customer complaints, regulatory actions, and certain legal or financial events to the SEC. Not all disclosures are serious—many are settled disputes or minor violations. Learn how to evaluate them.
Customer Dispute
March 2013
Withdrawn
View Full SEC ReportHow to Read Disclosures
Other Business ActivitiesSells Insurance

Lynn is a board member for Dunedin Council of Organizations and a member of the Rotary Club of Dunedin, dedicating minimal time to each. Lynn is also an insurance agent with Smeraldo Financial, focusing on estate planning with fixed insurance products, and an IAR with DBA - Smeraldo Financial, using third-party money managers, taking up nearly all of Lynn's time.

Employment History
Current Registrations
Ip Financial Advisory Services LLC
May 2022 - Present · 4 yrs 5 mos
Innovation Partners LLC
May 2022 - Present · 4 yrs 5 mos
Innovation Partners LLCBroker
May 2022 - Present · 4 yrs 5 mos
Previous Registrations
Securities America, INC.Broker
July 2020 - May 2022 · 1 yr 10 mos
Securities America Advisors, INC.
July 2020 - May 2022 · 1 yr 10 mos
Investacorp Advisory Services INC
July 2017 - July 2020 · 3 yrs
Investacorp, INC.Broker
June 2017 - July 2020 · 3 yrs 1 mo
Cetera Advisors LLC
September 2016 - June 2017 · 9 mos
Cetera Advisors LLCBroker
September 2016 - June 2017 · 9 mos
Investors Capital Advisory
May 2010 - October 2016 · 6 yrs 5 mos
Investors Capital CORP.Broker
May 2010 - October 2016 · 6 yrs 5 mos
First Allied Securities, INC.
September 2007 - May 2010 · 2 yrs 8 mos
First Allied Securities, INC.Broker
November 2001 - May 2010 · 8 yrs 6 mos
Miller Johnson Steichen Kinnard, INC.Broker
January 2001 - November 2001 · 10 mos
Miller, Johnson & Kuehn, IncorporatedBroker
January 1997 - January 2001 · 4 yrs
Juran & Moody, INC.Broker
September 1989 - January 1997 · 7 yrs 4 mos
R.B. Marich, INC.Broker
April 1989 - September 1989 · 5 mos
State Registrations1 state
FL
AdvisorBrokerBoth

You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.

Exams
No exam information available for this advisor.
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