Michael Hardy
Michael Hardy is a CFP-designated registered investment advisor at Horace Mann Investors, INC., based in Springboro, OH, with 31 years of industry experience. Michael is also registered as a broker, so some compensation may come from commissions on products sold. Their practice areas include Investment Management, Retirement Planning.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $250K | 1.60% |
| $250K - $500K | 1.60% |
| $500K - $1.0M | 1.40% |
| $1.0M - $5.0M | 1.20% |
| $5M+ | 1.10% |
Fees vary by specific model program selected. Rates shown represent the maximum fees across programs such as BNY AdvisorFlex and BNY Managed360.
Fee Estimator
Location
342 S Main Street, Springboro, OH, 45066
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Regulatory History
No disclosures, customer disputes, or regulatory actions on file.
Disclosures include customer complaints, regulatory actions, and other events that advisors must report to the SEC. A clean record means none have been reported.
Learn about disclosures →Other Business ActivitiesSells Insurance
Michael is a multiline insurance agent affiliated with Horace Mann Service Corp., offering property, casualty, health, and life products. He also owns and manages real estate property, dedicating about 10-20% of his time to this activity.
Employment History
Current Registrations
Horace Mann Investors, INC.
Horace Mann Investors, INC.Broker
Previous Registrations
LPL Financial LLCBroker
LPL Financial LLC
Farmers Financial Solutions, LLCBroker
Investment Advisors International, INC.
World Group Securities, INC.Broker
LPL Financial Corporation
LPL Financial CorporationBroker
Lincoln Financial Advisors Corporation
Lincoln Financial Advisors CorporationBroker
Fidelity Brokerage Services LLCBroker
State Registrations3 states
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.
Exams
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