Richard Havard
Richard Havard is a registered investment advisor at Calton & Associates, INC., based in Prosper, TX, with 32 years of industry experience. Their practice areas include Education Planning, Estate Planning, Insurance Planning, Investment Management, and 1 more. Their firm serves 5,283 clients with $1.6B in assets under management.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Assets Under Management
Fee Structure
Calton charges a percentage of your portfolio for investment management, up to 2.60% annually. This fee may be negotiable. The exact fee depends on the representative managing your account and the program you select. You may also incur additional fees from third-party money managers. Calton bills quarterly, either in advance or arrears. You can terminate the agreement with 30 days' notice, and any unearned fees will be refunded. Some clients may be charged performance-based fees.
Location
Prosper, TX
Get directionsHistory
Regulatory History (3)
Regulatory
December 2017Judgment / Lien
May 2014Judgment / Lien
April 2013Other Business ActivitiesSells Insurance
Richard is a licensed life and health agent in Texas, providing fixed insurance products through Safe Money DFW as an independent agent. He also owns Your Digital Pitch, a digital marketing consulting business, and manages Happy Trails Hideout Interests, LLC, a holding company for short-term vacation rentals owned by his parent's living trust. Additionally, Richard is involved with Rev Tax Group franchise, Havard Financial Group, and spends nearly full-time on his registered rep and IAR business.
Employment History
Current Registrations
Calton & Associates, INC.
Calton & Associates, INC.Broker
Calton & Associates, INC.
Previous Registrations
Gqo Investment Advisors, INC.
Dominion Portfolio Management, INC.
Dominion Investor Services, INC.Broker
Invest Financial CorporationBroker
Invest Financial Corporation
Securities America Advisors, INC.
Securities America, INC.Broker
Morgan Stanley Dw INC.Broker
Mutuals.com, INC.Broker
1-800 Mutuals, INC.Broker
Brokers Transaction Services, INC.Broker
Griffin Financial ServicesBroker
Fidelity Brokerage Services, INC.Broker
Mutual Benefit Financial Service CompanyBroker
State Registrations9 states
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.