Naomi Kowalik
Naomi Kowalik is a registered investment advisor at Osaic Wealth, INC., based in Sauk Rapids, MN, with 35 years of industry experience. Naomi operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Business Owners, Education Planning, Estate Planning, Investment Management, and 1 more. Their firm serves 574,829 clients with $200B in assets under management.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Assets Under Management
Fee Structure
Osaic Wealth offers investment management through several platforms, including Advisor Managed Portfolios, Unified Managed Accounts, and Signator Managed Account Platform. Fees are negotiable and based on a percentage of the assets in your account. The fees cover advisory services, custodial services, and in some cases, transaction costs. Mutual funds and ETFs within these accounts have their own internal fees. Some programs have wrap accounts where all costs are bundled into one fee.
Location
1621 4th Ave N, Sauk Rapids, MN, 56379
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Regulatory History (1)
Judgment / Lien
June 2025Other Business ActivitiesSells Insurance
Naomi works as an insurance agent for Kowalik & Associates, dedicating a few hours per week to insurance sales and services. She also owns a legal practice as an attorney, focusing on drafting documents, wills, and estate planning, which requires minimal time.
Employment History
Current Registrations
Osaic Wealth, INC.
Osaic Wealth, INC.Broker
Previous Registrations
Woodbury Financial Services, INC.
Woodbury Financial Services, INC.Broker
Questar Asset Management, INC.
Questar Capital CorporationBroker
Valmark Advisers, INC.
Kowalik and Associates LLC
Valmark Securities, INC.Broker
Pruco Securities CorporationBroker
The Prudential Insurance Company of AmericaBroker
State Registrations10 states
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.