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Richard Carlesco

Ibn Financial Services, INC
34 Years of Experience
Liverpool, NY
1 DisclosureBroker
View SEC Summary
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Richard Carlesco is a registered investment advisor at Ibn Financial Services, INC, based in Liverpool, NY, with 34 years of industry experience. Richard is also registered as a broker, so some compensation may come from commissions on products sold. Their practice areas include Estate Planning, Financial Planning & Coaching, Investment Management, Retirement Planning, and 1 more. Their firm serves 519 clients with $88M in assets under management.

Ibn Financial Services, INC
Compensation
Fee-Only (% of Portfolio)Fixed/Hourly
Firm Size
26 advisors
Number of Clients
519 clients
Average Client Portfolio
$169K average
Assets Under Management
$87.7M

Fee Structure

Minimum Investment:None
Planning is included in investment management (also available separately)
Portfolio-Based Fees (Flat)
Portfolio ValueAnnual Fee
Any2.00%

Fees generally range from 0.50% to 2.00% per year depending on account size and complexity. Fees are negotiable.

Fee Estimator
Your Portfolio Value
$500K
$0$500K$1M$5M$20M
Estimated Annual Fee
—
View Full SEC Brochure

Location

404 Old Liverpool Rd, Liverpool, NY, 13088

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History

Regulatory History (1)
What are disclosures? Advisors must report customer complaints, regulatory actions, and certain legal or financial events to the SEC. Not all disclosures are serious—many are settled disputes or minor violations. Learn how to evaluate them.
Customer Dispute
June 2014
Settled
View Full SEC ReportHow to Read Disclosures
Other Business Activities

Richard is a board member and volunteer for Victory for Vets, Inc., dedicating minimal time. He is also an investment advisor representative (IAR) of a registered investment advisor (RIA), spending nearly full-time on this activity.

Employment History
Current Registrations
Ibn Financial Services, INC
November 2020 - Present · 5 yrs 11 mos
Ibn Financial Services, INC.Broker
October 2000 - Present · 26 yrs
Previous Registrations
Cambridge Investment Research, INC.Broker
April 2025 - May 2026 · 1 yr 1 mo
Cambridge Investment Research Advisors, INC.
April 2025 - May 2026 · 1 yr 1 mo
Ibn Financial Services, INC
January 2014 - December 2019 · 5 yrs 11 mos
Leigh Baldwin & CO., LLCBroker
February 1996 - August 2000 · 4 yrs 6 mos
Liberty Securities CorporationBroker
August 1994 - August 1995 · 1 yr
Pruco Securities CorporationBroker
April 1991 - August 1994 · 3 yrs 4 mos
The Prudential Insurance Company of AmericaBroker
April 1991 - December 1993 · 2 yrs 8 mos
State Registrations11 states
ILINMAMDMTNHNYOHPAVAVT
AdvisorBrokerBoth

You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.

Exams
No exam information available for this advisor.
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