RS
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Richard Silva

28 Years of Experience
Elk Grove, CA
Broker

Richard Silva is a registered investment advisor at VALIC Financial Advisors, INC., based in Elk Grove, CA, with 28 years of industry experience. Richard operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Charitable Giving, Education Planning, Estate Planning, Financial Planning & Coaching, and 2 more. Their firm serves 293,993 clients with $26B in assets under management.

Compensation
Fee-Only (% of Portfolio)Fixed/Hourly
Firm Size
1277 advisors
IM Fee
Planning only
Assets Under Management
$26.4B

Fee Structure

  • Financial planning fees depend on the complexity of your situation, the number of topics covered, the time needed to complete the plan, your net worth, and your location.
  • Consulting services are offered on a per-project basis, not exceeding $7,500 annually.
  • The total combined fee for a financial plan and consulting services will not exceed $10,000 annually.
One-Time Plan:Up to $5,000
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Location

Elk Grove, CA

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History

Regulatory History
Clean regulatory record

No disclosures, customer disputes, or regulatory actions on file.

Disclosures include customer complaints, regulatory actions, and other events that advisors must report to the SEC. A clean record means none have been reported.

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Employment History
Current Registrations
VALIC Financial Advisors, INC.
January 2010 - Present · 16 yrs 4 mos
VALIC Financial Advisors, INC.
December 2009 - Present · 16 yrs 5 mos
VALIC Financial Advisors, INC.Broker
December 2009 - Present · 16 yrs 5 mos
Previous Registrations
Aig Capital Services, INC.Broker
January 2014 - August 2021 · 7 yrs 7 mos
AXA Advisors, LLCBroker
January 2009 - December 2009 · 11 mos
AXA Advisors, LLC
January 2009 - December 2009 · 11 mos
Aig Retirement Advisors, INC.
September 2004 - January 2009 · 4 yrs 4 mos
Aig Retirement Advisors, INC.Broker
May 1998 - January 2009 · 10 yrs 8 mos
The Variable Annuity Marketing CompanyBroker
March 1998 - December 2001 · 3 yrs 9 mos
State Registrations4 states
CANJNYPA
AdvisorBroker

You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.

Exams
No exam information available for this advisor.