David Bezar

Thrive Capital Management charges an annual fee based on a percentage of the value of your portfolio. The rate drops as your investment grows:

• $0 to $1,000,000 — 1.50% per year
• $1,000,001 to $2,500,000 — 1.00% per year
• $2,500,001 to $5,000,000 — 0.75% per year
• $5,000,001 to $10,000,000 — 0.50% per year
• Over $10,000,001 — Negotiable

There is a minimum annual fee of $2,000 per household. If you use third-party money managers, you may pay an additional fee ranging from 0.05% to 0.50% per year.