John Gaines
John Gaines is a ChFC-designated registered investment advisor at Gaines, John Andrew, based in Laguna Niguel, CA, with 56 years of industry experience. John operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Business Owners, Estate Planning, Financial Planning & Coaching, High Net Worth, and 2 more.
Compensation
Firm Size
IM Fee
Fee Structure
- Comprehensive financial plan - Fees range from $2,000 to $5,000 for sophisticated clients.
- Modular financial and estate planning - $200/hour for individual selections such as cash flow analysis, debt planning, risk analysis, tax planning, accumulation planning, education funding, retirement planning, investment planning, pension planning, estate planning, fringe benefit planning, and business continuity planning.
Location
30131 Town Center Dr, Ste 170, Laguna Niguel, CA, 92677
Get directionsHistory
Regulatory History
No disclosures, customer disputes, or regulatory actions on file.
Disclosures include customer complaints, regulatory actions, and other events that advisors must report to the SEC. A clean record means none have been reported.
Learn about disclosures →Other Business ActivitiesSells Insurance
John sells fixed insurance products since 2004. He also provides financial planning and consulting services through his independent investment advisor firm, Gaines, John Andrew, dedicating a few hours per week.
Employment History
Current Registrations
Gaines, John Andrew
LPL Financial LLC
LPL Financial LLCBroker
Previous Registrations
MML Investors Services, INC.Broker
Manequity, INC.Broker
Equico Securities, INC.Broker
The Equitable Life Assurance Society of the United StatesBroker
MML Investors Services, INC.Broker
Integrated Resources Equity CorporationBroker
Massachusetts Mutual Life Insurance CompanyBroker
Richards InvestmentsBroker
Integrated Resources Equity CorporationBroker
Monarch Securities, INC.Broker
Richards InvestmentsBroker
Blc Equity Services CorporationBroker
California-Western States Life Insurance CompanyBroker
Connecticut Mutual Life Insurance CompanyBroker
State Registrations5 states
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.