John Gaines
John Gaines is a ChFC-designated registered investment advisor at Gaines, John Andrew, based in Laguna Niguel, CA, with 57 years of industry experience. John is also registered as a broker, so some compensation may come from commissions on products sold. Their practice areas include Annuities, Business Owners, Education Planning, Estate Planning, and 6 more.
Compensation
Firm Size
IM Fee
Fee Structure
- Comprehensive or modular financial and estate planning — $2,000 to $5,000 for sophisticated clients, or $250 per hour for modular services. Covers goal setting, cash-flow analysis, debt payoff, risk management, income tax planning, accumulation planning, education funding, retirement planning, investment planning, pension planning, estate planning, and business succession planning.
Location
30131 Town Center Dr, Ste 170, Laguna Niguel, CA, 92677
Get directionsHistory
Regulatory History
No disclosures, customer disputes, or regulatory actions on file.
Disclosures include customer complaints, regulatory actions, and other events that advisors must report to the SEC. A clean record means none have been reported.
Learn about disclosures →Other Business ActivitiesSells Insurance
John sells fixed insurance products since 2004. He also provides financial planning and consulting services through his independent investment advisor firm, Gaines, John Andrew, dedicating a few hours per week.
Employment History
Current Registrations
Gaines, John Andrew
LPL Financial LLC
LPL Financial LLCBroker
Previous Registrations
MML Investors Services, INC.Broker
Manequity, INC.Broker
Equico Securities, INC.Broker
The Equitable Life Assurance Society of the United StatesBroker
MML Investors Services, INC.Broker
Integrated Resources Equity CorporationBroker
Massachusetts Mutual Life Insurance CompanyBroker
Richards InvestmentsBroker
Integrated Resources Equity CorporationBroker
Monarch Securities, INC.Broker
Richards InvestmentsBroker
Blc Equity Services CorporationBroker
California-Western States Life Insurance CompanyBroker
Connecticut Mutual Life Insurance CompanyBroker
State Registrations5 states
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.
Exams
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