Frank Montes
Frank Montes is a registered investment advisor at Torrey Pines Financial, INC., based in San Diego, CA, with 17 years of industry experience. Frank operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Estate Planning, Financial Planning & Coaching, Insurance Planning, Investment Management, and 2 more.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 1.00% |
| $1.0M - $2.0M | 0.80% |
| $2.0M - $3.0M | 0.70% |
| $3M+ | 0.60% |
This fee schedule includes financial planning and consulting services. An alternative fee schedule for investment management services only is available: First $5,000,000: 0.55% per year; Above $5,000,000: 0.25% per year.
Fee Estimator
Location
11440 West Bernardo Court, Suite 300, San Diego, CA, 92127
Get directionsHistory
Regulatory History
No disclosures, customer disputes, or regulatory actions on file.
Disclosures include customer complaints, regulatory actions, and other events that advisors must report to the SEC. A clean record means none have been reported.
Learn about disclosures →Other Business ActivitiesSells Insurance
Frank receives commissions from insurance companies for selling fixed and indexed annuities, life, medical, disability, long-term care, dental, and vision insurance. This activity is insurance-related.
Employment History
Current Registrations
Torrey Pines Financial, INC.
Previous Registrations
Kms Financial Services, INC
Mid Atlantic Financial Management, INC.
Hoylecohen,inc.
London Pacific Advisors
State Registrations1 state
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.