Kirt Carstens
Kirt Carstens is a registered investment advisor at Creativeone Securities, LLC, based in Arnolds Park, IA, with 34 years of industry experience. Kirt is also registered as a broker, so some compensation may come from commissions on products sold. Their practice areas include Estate Planning, Insurance Planning, Investment Management, Retirement Planning, and 1 more. Their firm serves 12,485 clients with $2.5B in assets under management.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Assets Under Management
Fee Structure
Portfolio-Based Fees (Flat)
| Portfolio Value | Annual Fee |
|---|---|
| Any | 2.50% |
Fees vary by program. CreativeOne Wealth Platform charges 0.55% to 2.5% annually. Client Choice charges up to 2.0% annually. Third-party manager programs range from 0.50% to 2.5% total, with CreativeOne Securities receiving 0.50% to 1.50%.
Fee Estimator
Location
605 Highway 71 South, Arnolds Park, IA, 51331
Get directionsHistory
Regulatory History (5)
Customer Dispute
May 2026Customer Dispute
February 2007Customer Dispute
April 2003Customer Dispute
October 2002Customer Dispute
March 2002Other Business ActivitiesSells Insurance
Kirt owns Carstens Financial Group, selling fixed insurance, life/health, and Medicare products. He also chairs the CFG Charity ProAm, raising funds for the Wounded Warrior Project, and volunteers as a coach for Okoboji Community Schools, dedicating about half his time to coaching.
Employment History
Current Registrations
Creativeone Securities, LLC
Creativeone Securities, LLCBroker
Previous Registrations
Cambridge Investment Research Advisors, INC.
Cambridge Investment Research, INC.Broker
Nylife Securities INC.Broker
State Registrations13 states
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.