Theodore Terzian
Theodore Terzian is a registered investment advisor at Silver Oak Securities, INC., based in Lansing, MI, with 34 years of industry experience. Theodore operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Education Planning, Estate Planning, Financial Planning & Coaching, Investment Management, and 2 more. Their firm serves 8,671 clients with $2B in assets under management.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Assets Under Management
Fee Structure
Silver Oak Securities offers investment management through its Compass and AdvisorFX programs. The advisor fee is negotiable, with a maximum of 2% of assets. In addition to the advisor fee, there is a platform fee that includes a flat $45 per year and an asset-based fee between 0.08% and 0.15% for Compass accounts, and 0.20% for AdvisorFX accounts. Fees are billed quarterly or monthly, either in arrears or in advance. The platform fee covers access to account data, performance reporting, and other services.
Location
431 S. Capitol Ave, Lansing, MI, 48933
Get directionsHistory
Regulatory History (2)
Employment Separation After Allegations
March 2011Customer Dispute
February 2008Other Business ActivitiesSells Insurance
Theodore works as an Investment Advisory Representative at BlueWater Asset Management full-time. He also sells non-variable life insurance, dedicating a few hours per week to this activity.
Employment History
Current Registrations
Silver Oak Securities, IncorporatedBroker
Blue Water Asset Management
Previous Registrations
LPL Financial LLCBroker
LPL Financial LLC
Invest Financial Corporation
Capital Asset Advisory Services, LLC
Invest Financial CorporationBroker
Primevest Financial Services, INC.Broker
Sii Investments, INC.Broker
Eq Financial Consultants, INC.Broker
The Equitable Life Assurance Society of the United StatesBroker
State Registrations10 states
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.