Ralph Gale
Ralph Gale is a registered investment advisor at Gradient Advisors, LLC, based in Grand Rapids, MI, with 7 years of industry experience. Ralph operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Financial Planning & Coaching, Investment Management. Their firm serves 3,220 clients with $220M in assets under management.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Assets Under Management
Fee Structure
Gradient Advisors uses third-party money managers to manage client accounts. The maximum annual fee Gradient Advisors will charge clients is 1.5% of the assets they manage. This fee is negotiable and depends on the money manager selected, the advisor providing services, and the value of the assets in the account. The fee is payable monthly, quarterly, or annually in advance or arrears based on the money manager. The investment management fees charged by the third-party managers are in addition to Gradient Advisors' fee.
Location
2828 Kraft SE, Suite 171, Grand Rapids, MI, 49512
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Regulatory History (1)
Financial
October 2023Other Business ActivitiesSells Insurance
Ralph is the founder of The Kings Cupboards, a food pantry, and spends a few hours per week on it. He is also the founder of Fireproof Financial Group, where he sells fixed indexed annuities (FIA) and life insurance, dedicating nearly full-time hours to this role.
Employment History
Current Registrations
Gradient Advisors, LLC
Previous Registrations
Iams Wealth Management, LLC
State Registrations1 state
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.