Michael Cratty
Michael Cratty is a registered investment advisor at Cratty & Swanson Advisors L.L.C., based in Las Cruces, NM, with 9 years of industry experience. Michael operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Financial Planning & Coaching, Investment Management.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Fee Structure
Cratty & Swanson refers clients to Gradient Investments, LLC (GI) for investment management. GI offers various portfolios, and the fees are a percentage of the assets managed. Cratty & Swanson receives a portion of the fee. Here's a breakdown of the annual fees for different portfolio types:
- Strategic Portfolios: 2.00% (1.00% to GI, 1.00% to Cratty & Swanson)
- Tactical Portfolios: 1.80% (0.80% to GI, 1.00% to Cratty & Swanson)
- Allocation & Defined Outcome Portfolios: 1.70% (0.70% to GI, 1.00% to Cratty & Swanson)
- Preservation Portfolios: 1.00% (0.40% to GI, 0.60% to Cratty & Swanson)
- Private Wealth Portfolios: 1.50% (0.50% to GI, 1.00% to Cratty & Swanson)
- Client Directed Accounts: $300 flat fee to GI, $0 to Cratty & Swanson
A quarterly technology fee of $15 is also charged per account or investment strategy. These fees are negotiable.
Location
2540 N. Telshor Blvd., Suite B, Las Cruces, NM, 88011
Get directionsHistory
Regulatory History (1)
Customer Dispute
May 2019Other Business ActivitiesSells Insurance
Michael is the President and an Insurance Agent at Cratty & Swanson Insurance Services LLC since 2010, focusing on insurance sales. This takes nearly full-time, with about half his time spent during security trading hours.
Employment History
Current Registrations
Cratty & Swanson Advisors L.L.C.
State Registrations2 states
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.