Michael Ervin
Michael Ervin is a registered investment advisor at Cambridge Investment Research Advisors, INC., based in Mt Pleasant, MI, with 30 years of industry experience. Their practice areas include Divorce Planning, Education Planning, Estate Planning, Financial Planning & Coaching, and 4 more. Their firm serves 323,031 clients with $100B in assets under management.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Assets Under Management
Fee Structure
Cambridge Investment Research Advisors (CIRA) offers investment management services through several platforms. Fees are based on a percentage of your portfolio's value and are negotiable. The maximum annual fee is 2.25%. Fees can be structured as flat, tiered, or breakpoint. You may also encounter setup fees and service fees. Fees are typically deducted directly from your account. CIRA also offers WealthPort, a wrap fee program with inclusive fees. The WealthPort maximum advisory fee is 2.25% annually.
Location
524 Mosher Street, Suite 100, Mt Pleasant, MI, 48858
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Regulatory History
No disclosures, customer disputes, or regulatory actions on file.
Disclosures include customer complaints, regulatory actions, and other events that advisors must report to the SEC. A clean record means none have been reported.
Learn about disclosures →Other Business ActivitiesSells Insurance
Michael is a partner/independent insurance agent for various independent insurance companies through Central Michigan Risk Management LLC, dedicating a few hours per week. He is also an independent insurance agent for various independent insurance companies through General Financial Services Inc, dedicating minimal time, and an agent for Penn Mutual. Michael is also a trustee/vice president for Sacred Heart Academy Foundation, dedicating minimal time, and an advisory rep of a RIA for CIRA, dedicating about a quarter of his time.
Employment History
Current Registrations
Cambridge Investment Research Advisors, INC.
Cambridge Investment Research, INC.Broker
Previous Registrations
Sii Investments, INC.
Sii Investments, INC.Broker
H&r Block Financial Advisors, INC.Broker
American Express Financial Advisors INC.Broker
Ids Life Insurance CompanyBroker
State Registrations14 states
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.