Wanda Toro is a CFP-designated registered investment advisor at Finances for Real Life, based in Lompoc, CA, with 27 years of industry experience. Wanda operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Financial Planning & Coaching, Investment Management. Their firm serves 130 clients with $110M in assets under management.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Assets Under Management
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $500K | 1.25% |
| $500K - $1.0M | 1.00% |
| $1M+ | 0.90% |
Charges are negotiable at the firm's discretion.
Fee Estimator
Location
3612 Constellation Road, Lompoc, CA, 93436
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Regulatory History
No disclosures, customer disputes, or regulatory actions on file.
Disclosures include customer complaints, regulatory actions, and other events that advisors must report to the SEC. A clean record means none have been reported.
Learn about disclosures →Other Business Activities
Wanda is a coach, owns rental property, and operates several businesses related to her financial advisory services, including "Finances for Real Life" where she provides investment advisory services. She spends about half her time (80 hours per month) on "Finances for Real Life".
Employment History
Current Registrations
Finances for Real Life
LPL Financial LLCBroker
Previous Registrations
LPL Financial LLC
First Command Financial Planning, INC.
First Command Financial Planning, INC.Broker
United Services Planning Association, INC.Broker
State Registrations31 states
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