LN
LN
Larry Ngai
29 Years of Experience
Redwood City, CA
1 DisclosureBroker
Larry Ngai is a registered investment advisor at Wells Fargo Advisors, based in Redwood City, CA, with 29 years of industry experience. Their practice areas include Business Owners, Divorce Planning, Education Planning, Financial Planning & Coaching, and 2 more. Their firm serves 1,327,695 clients with $610B in assets under management.
Compensation
Commission-BasedFee-Only (% of Portfolio)Fixed/Hourly
Firm Size
14703 advisors
IM Fee
Planning only
Assets Under Management
$606.0B
Fee Structure
Minimum Investment:$250K
- Cash Flow Analysis — Up to $1,000 for clients with a net worth of $250,000 to $500,000; up to $2,500 for clients with a net worth over $500,000 to $1,000,000; up to $5,000 for clients with a net worth over $1,000,000.
- Education Planning — Up to $1,000 for clients with a net worth of $250,000 to $500,000; up to $2,500 for clients with a net worth over $500,000 to $1,000,000; up to $5,000 for clients with a net worth over $1,000,000.
- Retirement Planning — Up to $1,000 for clients with a net worth of $250,000 to $500,000; up to $2,500 for clients with a net worth over $500,000 to $1,000,000; up to $5,000 for clients with a net worth over $1,000,000.
- Risk Planning — Up to $1,000 for clients with a net worth of $250,000 to $500,000; up to $2,500 for clients with a net worth over $500,000 to $1,000,000; up to $5,000 for clients with a net worth over $1,000,000.
- Wealth Planning — Up to $1,000 for clients with a net worth of $250,000 to $500,000; up to $2,500 for clients with a net worth over $500,000 to $1,000,000; up to $5,000 for clients with a net worth over $1,000,000.
- Divorce Planning — Up to $1,500 for clients with a net worth of $250,000 to $500,000; up to $3,750 for clients with a net worth over $500,000 to $1,000,000; up to $7,500 for clients with a net worth over $1,000,000.
- Special Needs Analysis — Up to $1,500 for clients with a net worth of $250,000 to $500,000; up to $3,750 for clients with a net worth over $500,000 to $1,000,000; up to $7,500 for clients with a net worth over $1,000,000.
- Sports & Entertainment — Up to $1,500 for clients with a net worth of $250,000 to $500,000; up to $3,750 for clients with a net worth over $500,000 to $1,000,000; up to $7,500 for clients with a net worth over $1,000,000.
- Business Owner Planning — Up to $1,500 for clients with a net worth of $250,000 to $500,000; up to $3,750 for clients with a net worth over $500,000 to $1,000,000; up to $7,500 for clients with a net worth over $1,000,000.
The total fee per engagement can range up to $5,000 for clients with a net worth of $250,000 to $500,000, up to $12,500 for clients with a net worth over $500,000 to $1,000,000, and up to $25,000 for clients with a net worth over $1,000,000. Fees are subject to negotiation and may vary.
One-Time Plan:Up to $25,000
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Location
1500 Woodside Rd, Redwood City, CA, 94061
Get directionsHistory
Regulatory History (1)
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Customer Dispute
August 2012Denied
Other Business Activities
Larry's family trust owns rental property in Napa, CA, since January 2023. He spends minimal time on this investment-related activity.
Employment History
Current Registrations
Wells Fargo Clearing Services, LLCBroker
August 2024 - Present · 1 yr 9 mos
Wells Fargo Advisors
August 2024 - Present · 1 yr 9 mos
Previous Registrations
Citigroup Global Markets INC.
August 2013 - August 2024 · 11 yrs
Citigroup Global Markets INC.Broker
August 2013 - August 2024 · 11 yrs
Hsbc Securities (USA) INC.Broker
January 2010 - August 2013 · 3 yrs 7 mos
Hsbc Securities (USA) INC.
January 2010 - August 2013 · 3 yrs 7 mos
LPL Financial Corporation
June 2009 - January 2010 · 7 mos
LPL Financial CorporationBroker
June 2009 - January 2010 · 7 mos
State Farm Vp Management CORP.Broker
August 2007 - February 2008 · 6 mos
Tiaa-Cref Advice and Planning Services
August 2006 - July 2007 · 11 mos
Tiaa-Cref Individual & Institutional Services, LLCBroker
August 2006 - July 2007 · 11 mos
Charles Schwab & CO., INC.
September 1999 - November 2004 · 5 yrs 2 mos
Charles Schwab & CO., INC.Broker
September 1999 - November 2004 · 5 yrs 2 mos
Merrill Lynch, Pierce, Fenner & Smith IncorporatedBroker
April 1999 - August 1999 · 4 mos
Charles Schwab & CO., INC.Broker
October 1994 - April 1999 · 4 yrs 6 mos
Wells Fargo Securities INC.Broker
October 1993 - October 1994 · 1 yr
Marketing One Securities, INC.Broker
July 1993 - October 1993 · 3 mos
State Registrations13 states
CAFLHINVNYOKORPATNTXUTVAWA
AdvisorBrokerBoth
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Exams
No exam information available for this advisor.