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Christopher Deruyver

32 Years of Experience
Ann Arbor, MI
3 DisclosuresBrokerSells Insurance

Christopher Deruyver is a registered investment advisor at Commonwealth Financial Network, based in Ann Arbor, MI, with 32 years of industry experience. Their practice areas include Financial Planning & Coaching, Investment Management, Retirement Planning. Their firm serves 399,450 clients with $210B in assets under management.

Compensation
Commission-BasedFee-Only (% of Portfolio)Fixed/Hourly
Firm Size
3079 advisors
Number of Clients
399,450 clients
Average Client Portfolio
$525K average
Assets Under Management
$209.7B

Fee Structure

Commonwealth Financial Network offers investment management through various programs like PPS Custom, PPS Select, and PPS Direct. Fees are generally calculated as a percentage of your portfolio, including cash and money market positions. The exact fees vary depending on the specific program and the agreement between you and your advisor.

Commonwealth generally offers two types of fee schedules: blended and breakpoint. With a blended schedule, different portions of your portfolio are charged at different rates. With a breakpoint schedule, the fee rate declines as your portfolio value reaches certain levels. All fees are negotiable between the advisor and client.

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Location

214 North Fourth Avenue, 2nd Floor, Ann Arbor, MI, 48104

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History

Regulatory History (3)
What are disclosures? Advisors must report customer complaints, regulatory actions, and certain legal or financial events to the SEC. Not all disclosures are serious—many are settled disputes or minor violations. Learn how to evaluate them.
Customer Dispute
September 2006
Settled
Customer Dispute
January 2005
Denied
Customer Dispute
November 2004
Denied
Other Business ActivitiesSells Insurance

Christopher sells fixed insurance through Affinity Wealth Solutions. He also owns DeRuyver Properties, LLC, which subleases branch office space and pays branch office expenses; this activity is not investment related.

Employment History
Current Registrations
Commonwealth Financial Network
May 2010 - Present · 16 yrs 4 mos
Commonwealth Financial NetworkBroker
March 2009 - Present · 17 yrs 6 mos
Previous Registrations
Royal Alliance Associates, INC.Broker
September 2004 - March 2009 · 4 yrs 6 mos
American Express Financial Advisors INC.Broker
September 1994 - September 2004 · 10 yrs
Ids Life Insurance CompanyBroker
September 1994 - September 2004 · 10 yrs
M.s.u., INC.Broker
December 1993 - June 1994 · 6 mos
State Registrations24 states
ARAZCACODCFLGAHIIDILMDMIMNMOOHOKPASCSDTNUTVAVTWA
AdvisorBrokerBoth

You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.

Exams
No exam information available for this advisor.
Christopher Deruyver - Financial Advisor | TrueAdvisor