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Christopher Deruyver

Commonwealth Financial Network
32 Years of Experience
Ann Arbor, MI
3 DisclosuresBrokerSells Insurance
View SEC Summary
View SEC Summary

Christopher Deruyver is a registered investment advisor at Commonwealth Financial Network, based in Ann Arbor, MI, with 32 years of industry experience. Christopher is also registered as a broker, so some compensation may come from commissions on products sold. Their practice areas include Alternative Investments, Annuities, Business Owners, Charitable Giving, and 10 more. Their firm serves 360,488 clients with $210B in assets under management.

Commonwealth Financial Network
Compensation
Commission-BasedFee-Only (% of Portfolio)Fixed/Hourly
Firm Size
2904 advisors
Number of Clients
360,488 clients
Average Client Portfolio
$590K average
Assets Under Management
$212.7B

Fee Structure

Minimum Investment:$25K
Planning is included in investment management (also available separately)
Minimum Annual Fee:$600
Portfolio-Based Fees (Tiered)
Portfolio ValueAnnual Fee
Up to $750K2.25%
$750K - $1.0M2.00%
$1.0M - $2.0M1.75%
$2M+1.50%

Fees are negotiable. Schedule represents maximum allowable annual management fees for PPS Custom programs. Other programs like PPS Select and PPS Direct have separate advisor and program fee schedules.

Fee Estimator
Your Portfolio Value
$500K
$0$500K$1M$5M$20M
Estimated Annual Fee
—
View Full SEC Brochure

Location

214 North Fourth Avenue, 2nd Floor, Ann Arbor, MI, 48104

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History

Regulatory History (3)
What are disclosures? Advisors must report customer complaints, regulatory actions, and certain legal or financial events to the SEC. Not all disclosures are serious—many are settled disputes or minor violations. Learn how to evaluate them.
Customer Dispute
September 2006
Settled
Customer Dispute
January 2005
Denied
Customer Dispute
November 2004
Denied
View Full SEC ReportHow to Read Disclosures
Other Business ActivitiesSells Insurance

Christopher sells fixed insurance through Affinity Wealth Solutions. He also owns DeRuyver Properties, LLC, which subleases branch office space and pays branch office expenses; this activity is not investment related.

Employment History
Current Registrations
Commonwealth Financial Network
May 2010 - Present · 16 yrs 5 mos
Commonwealth Financial NetworkBroker
March 2009 - Present · 17 yrs 7 mos
Previous Registrations
Royal Alliance Associates, INC.Broker
September 2004 - March 2009 · 4 yrs 6 mos
American Express Financial Advisors INC.Broker
September 1994 - September 2004 · 10 yrs
Ids Life Insurance CompanyBroker
September 1994 - September 2004 · 10 yrs
M.s.u., INC.Broker
December 1993 - June 1994 · 6 mos
State Registrations26 states
ARAZCACOCTDCFLGAHIIDILMDMIMNMONCOHOKPASCSDTNUTVAVTWA
AdvisorBrokerBoth

You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.

Exams
No exam information available for this advisor.
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