Francisco Ruiz is a registered investment advisor at Charles Schwab & CO., INC., based in Lone Tree, CO, with 30 years of industry experience. Francisco operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Estate Planning, Investment Management, Retirement Planning.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 0.80% |
| $1.0M - $2.0M | 0.75% |
| $2.0M - $5.0M | 0.70% |
| $5.0M - $10.0M | 0.50% |
| $10.0M - $25.0M | 0.30% |
| $25M+ | 0.30% |
Fee schedule effective October 1, 2024. Clients enrolled prior to this date may have grandfathered fee schedules. Fees may be negotiable for assets over $25 million.
Fee Estimator
Location
9800 Schwab Way, Lone Tree, CO, 80124
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Regulatory History
No disclosures, customer disputes, or regulatory actions on file.
Disclosures include customer complaints, regulatory actions, and other events that advisors must report to the SEC. A clean record means none have been reported.
Learn about disclosures →Other Business Activities
Francisco is a manager/helper at Rico Breeze LLC since 2021, dedicating about 10-20% of his time to the company. His duties include diagnosing maintenance problems, conducting warranty services, performing emergency repairs, and installing/repairing air quality systems.
Employment History
Current Registrations
Charles Schwab & CO., INC.Broker
Charles Schwab & CO., INC.
Previous Registrations
TD Ameritrade Clearing, INC.Broker
TD Ameritrade Clearing, INC.Broker
TD Ameritrade, INC.
TD Ameritrade Investment Management, LLC
TD Ameritrade, INC.Broker
Fidelity Brokerage Services LLCBroker
TD Ameritrade, INC.Broker
Ameritrade, INC.Broker
Fidelity Investments Institutional Services Company, INC.Broker
Charles Schwab & CO., INC.Broker
Nationsbanc Investments, INC.Broker
Barnett Investments, INC.Broker
Great Western Financial Securities CorporationBroker
Chatfield Dean & CO., INC.Broker
State Registrations1 state
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.