KM
CFP
KM
CFP

Kenneth Michaud

30 Years of Experience
San Antonio, TX
Broker

Kenneth Michaud is a CFP-designated registered investment advisor at First Command Advisory Services, based in San Antonio, TX, with 30 years of industry experience. Kenneth is also registered as a broker, so some compensation may come from commissions on products sold. Their practice areas include Estate Planning, Financial Planning & Coaching, Insurance Planning, Investment Management, and 2 more. Their firm serves 113,591 clients with $24B in assets under management.

Compensation
Fee-Only (% of Portfolio)Fixed/Hourly
Firm Size
1023 advisors
Number of Clients
113,591 clients
Average Client Portfolio
$215K average
Assets Under Management
$24.4B

Fee Structure

Minimum Investment:$5K
Planning is included in investment management (also available separately)
Portfolio-Based Fees (Tiered)
Portfolio ValueAnnual Fee
Up to $250K1.30%
$250K - $500K1.15%
$500K - $1.0M1.00%
$1.0M - $2.0M0.75%
$2M+0.50%

Schedule reflects the Partners, Foundations, and Select advisory programs. Other programs like Elite and Premier Income have separate fee schedules. Fees are negotiable for Elite accounts over $5 million.

Fee Estimator
Your Portfolio Value
$500K
$0$500K$1M$5M$20M
Estimated Annual Fee
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Location

San Antonio, TX

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History

Regulatory History
Clean regulatory record

No disclosures, customer disputes, or regulatory actions on file.

Disclosures include customer complaints, regulatory actions, and other events that advisors must report to the SEC. A clean record means none have been reported.

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Other Business Activities

Kenneth is a committee member for St. Matthew Catholic Church's finance committee and a board member for Guardian House, a non-profit organization. He dedicates minimal time to each of these community activities, providing guidance and opinions.

Employment History
Current Registrations
First Command Advisory Services
May 2023 - Present · 3 yrs 5 mos
First Command Brokerage Services, INC.Broker
May 2023 - Present · 3 yrs 5 mos
First Command Brokerage Services, INC.
May 2023 - Present · 3 yrs 5 mos
Previous Registrations
Frost Investment Services
January 2022 - March 2023 · 1 yr 2 mos
Frost Brokerage Services, INC.Broker
October 2021 - March 2023 · 1 yr 5 mos
Frost Investment Services
September 2021 - December 2021 · 3 mos
Broadway Wealth Solutions
March 2018 - April 2021 · 3 yrs 1 mo
USAA Investment Management Company
June 2014 - November 2016 · 2 yrs 5 mos
USAA Investment Management CompanyBroker
June 2014 - November 2016 · 2 yrs 5 mos
USAA Financial Advisors, INC.Broker
March 2010 - June 2014 · 4 yrs 3 mos
USAA Financial Planning Services
March 2010 - June 2014 · 4 yrs 3 mos
Ing Investment Management CO.
April 2008 - February 2010 · 1 yr 10 mos
Ing Funds Distributor, LLCBroker
November 2003 - February 2010 · 6 yrs 3 mos
Webster Investment Services, INC
July 2002 - October 2003 · 1 yr 3 mos
Webster Investment Services, INC.Broker
June 2002 - October 2003 · 1 yr 4 mos
Bannon, Ohanesian & Lecours, INC.Broker
July 1999 - July 2002 · 3 yrs
American Express Financial Advisors INC.Broker
July 1994 - July 1999 · 5 yrs
Ids Life Insurance CompanyBroker
July 1994 - July 1999 · 5 yrs
State Registrations1 state
TX
AdvisorBrokerBoth

You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.

Exams
No exam information available for this advisor.
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