John Moynihan

Accretive Wealth Partners charges an annual fee based on a percentage of your portfolio, billed quarterly in advance. The fee schedule is tiered based on the amount of assets managed:

• Up to $1,000,000 — 0.90% per year
• $1,000,001 to $3,000,000 — 0.70% per year
• $3,000,001 to $5,000,000 — 0.50% per year
• $5,000,001 to $10,000,000 — 0.40% per year
• Over $10,000,000 — 0.30% per year

The firm generally requires a minimum account size of $1,000,000 and/or a minimum annual fee of $9,000 to open and maintain an account, though these minimums may be waived at the firm's discretion. For separate bond managers, the fee is 0.40% on assets up to $1,000,000 and 0.30% on assets above $1,000,000. Accretive Wealth Partners also implements a voluntary fee waiver program based on the firm's total assets under management, which can reduce quarterly fees.