Kevin Williams

Lifetime Financial directs clients to third-party money managers, and LFI is compensated via a fee share from those managers. The fees shared are negotiable.

For clients directed to Synergy Asset Management LLC, the total annual fee is:

• $0 - $1,000,000: 1.85% (LFI's fee is 1.25%, Synergy's fee is 0.60%)
• $1,000,001 - $3,000,000: 1.50% (LFI's fee is 1.00%, Synergy's fee is 0.50%)
• $3,000,001 and up: 1.40% (LFI's fee is 1.00%, Synergy's fee is 0.40%)

Clients also pay a $30 annual technology fee per open account, billed quarterly.

For clients directed to Turner Capital Investments, LLC, the minimum requirement is $100,000. The annual fee is 1.00% for all assets. Turner also charges a subadvisory fee:

• $0 - $2,500,000: 1.00% annually
• $2,500,001 - $5,000,000: 0.75% annually
• Amounts over $5,000,001: 0.50% annually

For 3(38) Investment Manager services, the annual fee is:

• Less than $1,000,000: 1.25%
• $1,000,000 - $2,999,999: 1.00%
• $3,000,000 - $7,499,999: 0.75%
• $7,500,000 +: 0.65%

For the Cash Management Platform, the annual fee is 0.50% of all assets. This fee is negotiable.